869 Third Concession Road
About this home
Nestled along the shores of Hay Bay, 869 Third Concession Rd offers a beautiful waterfront retreat with space, comfort, and year-round versatility. Set in a peaceful waterfront setting, this property is ideal for enjoying everything the Bay of Quinte region is known for-boating, fishing, kayaking, swimming, birdwatching, stunning sunsets, and relaxed cottage-country living, all while remaining within easy reach of Napanee amenities, local shops, restaurants, golf, wineries, and nearby Prince Edward County. The main floor offers a bright and functional layout with a spacious kitchen, dining area, and an impressive living room featuring a cozy fireplace. Dramatic floor-to-ceiling windows fill the home with natural light and capture the beauty of the surrounding setting. Sliding patio doors that open to the deck, creating a seamless indoor-outdoor flow that is perfect for entertaining, barbecuing, or simply relaxing while taking in the views. A generous sunroom provides even more space to unwind. The main floor office is currently being used as a bedroom, offering flexible space for guests, or remote work. The main floor bathroom features both a jacuzzi tub and a stand-up shower, creating a comfortable spa-like retreat. Upstairs, you'll find two well-sized bedrooms, plus a convenient 2-piece bathroom. The finished lower level adds excellent additional living space with a large rec room, another bedroom, 3-piece bathroom, laundry/utility area perfect for hosting family and friends or creating a games room, media space, or guest suite. With the furnace and A/C replaced in 2024, this home offers added peace of mind through every season. Whether you are looking for a year-round home, a vacation property, or a rental property, this Hay Bay cottage delivers incredible flexibility in a sought-after waterfront location. Enjoy quiet rural surroundings, endless outdoor recreation, and the charm of Greater Napanee living from this inviting Bay-side property. (id:28469)
Facts & features
Property
- MLS® Number
- X13474734
- Property Type
- Single Family
- Community Name
- 58 - Greater Napanee
- Ownership
- Freehold
- Community Features
- Fishing
- Easement
- Unknown
- Equipment Type
- Propane Tank
- Features
- Cul-de-sac, Level Lot, Flat Site, Sump Pump
- Parking Space Total
- 2
- Rental Equipment Type
- Propane Tank
- Structure
- Deck, Porch, Shed, Dock
- View Type
- View, View Of Water, Lake View, Direct Water View
- Water Front Name
- Hay Bay
- Water Front Type
- Waterfront
Building
- Bathroom Total
- 3
- Bedrooms Above Ground
- 2
- Bedrooms Below Ground
- 1
- Bedrooms Total
- 3
- Amenities
- Fireplace(s)
- Appliances
- Water Softener, Water Treatment, Water Purifier, Water Heater, All, Furniture
- Basement Development
- Finished
- Basement Type
- Full (finished)
- Construction Style Attachment
- Detached
- Cooling Type
- Central Air Conditioning
- Exterior Finish
- Vinyl Siding
- Fireplace Present
- Yes
- Fireplace Total
- 1
- Foundation Type
- Concrete
- Half Bath Total
- 1
- Heating Fuel
- Propane
- Heating Type
- Forced Air
- Stories Total
- 2
- Size Interior
- 1,100 - 1,500 Sqft
- Type
- House
- Utility Water
- Drilled Well
Parking
- No Garage
- —
Land
- Access Type
- Public Road, Private Docking
- Acreage
- No
- Sewer
- Septic System
- Size Depth
- 125 Ft
- Size Frontage
- 80 Ft
- Size Irregular
- 80 X 125 Ft
- Size Total Text
- 80 X 125 Ft
- Surface Water
- Lake/pond
Utilities
- Wireless
- Available
Monthly payment estimate
- Mortgage amount
- —
- Total interest
- —
Down payments under 20% typically require mortgage default insurance (CMHC), which is not included in this estimate.
Estimate only — excludes property tax, insurance and condo fees. Rates compound semi-annually as is standard for Canadian mortgages.
Rooms
Second Level
- Bathroom 1 m x 1.82 m
- Primary Bedroom 4.08 m x 4.38 m
- Bedroom 2 4.04 m x 4.39 m
Basement
- Bathroom 2.17 m x 1.85 m
- Bedroom 3 3.94 m x 3.52 m
- Recreational, Games Room 5.19 m x 8.51 m
- Utility Room 3.94 m x 4.38 m
Main Level
- Bathroom 2.1 m x 3.35 m
- Office 4.09 m x 3.34 m
- Dining Room 4.95 m x 3.77 m
- Foyer 2.32 m x 1.97 m
- Kitchen 2.9 m x 5.43 m
- Living Room 6.04 m x 5.1 m
- Sunroom 9.39 m x 4.38 m
Location
869 Third Concession Road, Greater Napanee, Ontario K7R 3K7 · Get directions
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June 22 2026 10:21:30
Kingston & Area Real Estate Association
Mccaffrey Realty Inc., Brokerage