135 James St, a detached three-bedroom home in downtown's Inner Harbour neighbourhood, sits so far back from the road the kids can head for the street and not make it back until lunchtime. There is a covered porch strong as a bunker, and a full-width living room with modern hardwood floors. There is a formal dining room and an old kitchen tucked away at the back. There is also a covered breezeway between the house and the double-deep block garage in which you can build your airship or your go-karts. The three smallish bedrooms gather around the upstairs bathroom. The house was renovated in the 1980s is my guess, and much loved, but it's about due another go. Another unit above the garage would make an awful lot of sense. Something to house the in-laws or help with the mortgage. But you could also just bring the family and call it home pretty much as-is, build vegetable gardens out front, make friends with the marvellous neighbours, walk every morning to the Elm Cafe and Daughters Grocery, or head straight up Pine to the Sunday market. (id:28469)
Facts & features
Property
MLS® Number
X13878304
Property Type
Single Family
Community Name
22 - East of Sir John A. Blvd
Ownership
Freehold
Parking Space Total
6
Building
Bathroom Total
1
Bedrooms Above Ground
3
Bedrooms Total
3
Age
100+ Years
Amenities
Fireplace(s)
Appliances
Dryer, Washer, Refrigerator
Basement Development
Unfinished
Basement Type
N/a (unfinished)
Construction Style Attachment
Detached
Cooling Type
None
Exterior Finish
Wood, Vinyl Siding
Fireplace Present
Yes
Fireplace Total
1
Foundation Type
Stone
Heating Fuel
Natural Gas
Heating Type
Radiant Heat
Stories Total
2
Size Interior
1,100 - 1,500 Sqft
Type
House
Utility Water
Municipal Water
Parking
Attached Garage
—
Garage
—
Land
Acreage
No
Sewer
Sanitary Sewer
Size Depth
110 Ft
Size Frontage
56 Ft
Size Irregular
56 X 110 Ft
Size Total Text
56 X 110 Ft
Monthly payment estimate
$
Estimated payment—per month
Mortgage amount
—
Total interest
—
Down payments under 20% typically require mortgage default insurance (CMHC), which is not included in this estimate.
Estimate only — excludes property tax, insurance and condo fees. Rates compound semi-annually as is standard for Canadian mortgages.
Cost of ownership
Est. monthly payment
$1,838/mo
Ontario land transfer tax
$4,775 one-time
Payment assumes 20% down over 25 years. First-time buyers may get up to $4,000 back on land transfer tax.